Program

Join us on February 15 at 11AM and get to know more about the business opportunities for startups in the UAE. Following a brief presentation about the startup show happening in October, you will get a chance to ask questions and network with companies with experience from the region. A competition will be launched to select a Scale-up looking for opportunities to explore Dubai for potential expansion where the winner receives flights, four nights hotel accommodation and a startup pod to exhibit at North Star (17-20 October 2023).

Closed breakout session. Follow the Crumbs 2.0 - A continuation of the post-panel discussion with members of the global blockchain analytics community, financial crime fighters, and experts from the Digital Asset Task Force from the Global Coalition To Fight Financial Crime - to foster potential next steps - led by Oleksyi Feshschenko from the United Nations Office on Drug and Crime

With: Michal Gromek

The official opening of Sthlm Fintech Week 2023! Hope you're ready, you'll have a blast!

With: Love DagerAnna BlyablinaLana Brandorne

With: Louise Grabo

How is the Swedish fintech industry doing? Swedish Fintech Association is publishing its 4th annual report on the state of the fintech market in Sweden. The report will be presented and commented by industry experts.

With: Erika Eliasson Ekberger

The 2023 Fintech report that was the subject of the keynote will be discussed by a panel of experts

With: Philip TrocméPer NordkvistArmando Coppola

Hear from the regulators’ perspective about upcoming regulatory initiatives regarding open finance and fintech.

With: Jan Ceyssens

The upcoming legislative proposal on Open Finance will be published by the European Commission in 2023. In this panel, the Commission will discuss with industry experts on the need and form for the upcoming regulation.

With: Maria StaszkiewiczJan CeyssensCaroline EmchJens Olsson

With: Louise Grabo

With: Richard Rosenholtz

The evolving world has a strong impact on the views we have on sustainability and corporate responsibility. This in turn has implications for our definition of these terms. Without a unified definition firms will struggle with how to measure and report ESG. This includes, for example, the areas of risk management and reporting for financial services, and will result in differences in classifications and requirements at different companies.

With: Aaro Mäkelä

With: Viktor MånssonHelena Caan Mattsson

The Court of Justice of the European Union (CJEU) recently deemed the current framework for public access to unique beneficial owner (UBO) information a “serious violation of privacy and data protection”. Austria and The Netherlands have already closed specific parts of their registers in order to meet the requirements of the EU ruling. And though the Swedish company registry (Bolagsverket) remains open, they have reported a personal data incident to the Swedish Privacy Agency because the current e-service does not comply with the EU Court's decision. So what changes does this mean for businesses working with KYC, PEP or sanction screenings? Join this session to better understand the ruling and get insight to what is needed to ensure compliance with GDPR and the new EU regulation.

With: Christian Visti Larsen

With: Richard Rosenholtz

Challenge created change. Since the 24th of February 2022, the Financial Crime Fighter ecosystem has been stress tested with novel challenges or ways to bypass sanctions daily. Due to the manual nature of the work of investigators, this ecosystem is not based on machines. It is based on individuals and organizations that have kept it running. We will point out a new way how individuals and organizations started to work together as well as welcome participants to the panel, which focuses on the road ahead of us.

With: Michal Gromek

Russia is the World's most sanctioned nation. There have been a significant number of circumvention attempts. Russia and India's export volumes grew by nearly 200% since the start of the war. Two leading sanctions professionals will provide their personal reflections on what is to come in 2023 and if authorities have to passively watch sanctions circumventions that are profiting off EU country's costly decisions.

With: Ruta BajarunaiteChe Sidanius

Following the crumbs. There is a general misperception by members of the traditional financial industry that Cryptocurrency transactions can not be tracked or frozen, but this is no longer true. There now are many commercial software providers of solutions for investigations, but issues with interoperability between different providers remain. Members of the United Nations Office on Drug and Crime, G7 Research Director will provide their reflections on where the problem might be, and why it is significant and members of the industry will provide their ideas of what and how can be done to address it.

With: Denisse RudichMagnus KarlssonSven MartinssonSviatoslav Dubovskyi

The case lawyer meets the Blockchain base investigator. A customer is getting defrauded for millions of SEK, bringing the case to law enforcement. Blockchain analytics indicates that a significant part of the funds can be stopped, seized, and recovered. However, the case was closed nearly immediately. Even though this is only one case, it is important to deconstruct the issues here step by step, to examine the room for improvement or how such cases could be handled in the future.

With: Michal GromekJohan Ragnar

With: Michal Gromek

With: Anna Blyablina

The banking industry has been undergoing a rapid transformation and challenging metamorphosis in the last decade with banks transforming traditional models into digital ecosystems and adopting different business models with offerings beyond financial services. The acceleration and reach of recent General-purpose technologies (GPTs) such as OpenAI, Edge and Quantum Computing, Datafication, Internet of Behaviours, Genomics, Blockchain, Machine Learning, Virtual Reality (VR) & Augmented Reality (AR) and resulting market behaviours is putting pressure on ecosystem-driven business models and of those leading them.

With: Bruno Macedo

Globally, banks vary widely in their approach to digital ecosystems, underpinned by open application programming interfaces (APIs). Successful participation in these diverse digital banking ecosystems delivers more value to customers and is redefining banking. How to embrace this change and stay ahead of the curve?

With: Einar EidssonNick DrewettMiguel AmaroMimi BillingKunal Galav

With: Christoffer MalmerTabitha Cooper

With: Anna Blyablina

With: Anna Blyablina

In our globalized world cross-border payments continue to evolve and stay relevant. What pains are users experiencing in this space? How can these be addressed and what developments can we see?

With: Linus Olofsson

Central banks around the world are getting involved in digital currencies with 105 countries currently exploring centralized digital currencies. Currently, the majority of countries are in the research stage. What is the role of the eurosystem and private market participants in the CBDC? How do we envisage CBDC fit into the existing payment ecosystem?

With: Ted ScheimanBeju ShahAnna BlyablinaSofia Lindh PossneJohan Schmalholz

New rails are now being mandated for instant payments around the world. In fact, in the autumn of 2022, the European Commission published its draft EU law to regulate instant payment (IP) services. The race for instant payments heats up around the world. How will Financial institutions be ready to embrace the new era of payments, which are seamless, interoperable and instant?

With: Anders OlofssonAndreas SchnebleBenjamin WoodcockAndrew EdemLars Sjögren

With: Anna Blyablina

The seminar is focused on Open Finance development in Latin America. At the moment, digital transformation in Latin America is growing on a high pace, and Brazil is leading. Anders Norinder, Business Sweden Brazil, together with Mr Thomaz Padua, Corporate Banker at Banco Bradesco, leading Brazilian bank, will discuss growing opportunities for Swedish Fintech companies on the market. We believe participation in the Stockholm Fintech Week and the seminar will help you get valuable insights for the future growth of your company. Read more here: <http://bit.ly/3HDWpTe> Sign up here: <http://bit.ly/3jxgzpN> Organized by Business Sweden & Bradesco

Closed Panel Discussion: Credit as a Service – is this the next payments disruptor? Sign up to join a closed panel discussion between Enfuce, Nordiska, Froda and Sileon, hosted by Visa where they will discuss what CaaS can mean to small businesses, lenders and the Fintech community. The power in partnering up, what makes it work (and fail). Sign up here: [https://form.typeform.com/to/zlsntkw2 ](https://form.typeform.com/to/zlsntkw2)

Empower your company to motivate key employees and maximize the potential of your stock-based incentive programs with Optio - the leading provider of services and technology for launching, administering, IFRS-reporting, and valuing equity programs. Join our workshop and round-table discussion to learn about the dos and don'ts, smart program design elements, common pitfalls, and how to effectively motivate key employees with equity incentives. The discussion will provide a platform to share experiences, discuss challenges, and learn from others in the field.

NFTs are taking the art, collectibles, and gaming worlds by storm with their innovative, decentralized approach to ownership. But as the NFT market heats up, challenges are emerging that threaten the very foundation of this revolution, such as issues with legal enforcement, excessive costs of maintenance or increasing number of assets hacked. Can NFTs overcome these obstacles and establish themselves as the new standard for digital assets in the long term? Or will they stumble and become a footnote in the annals of technological experimentation? The answer is far from clear, but join us for a session to get one step closer. One thing is sure, for those seeking to be at the forefront of digital innovation and investment, the NFT space is a must-watch arena.

NFTs are taking the art, collectibles, and gaming worlds by storm with their innovative, decentralized approach to ownership. But as the NFT market heats up, challenges are emerging that threaten the very foundation of this revolution, such as issues with legal enforcement, excessive costs of maintenance or increasing number of assets hacked. Can NFTs overcome these obstacles and establish themselves as the new standard for digital assets in the long term? Or will they stumble and become a footnote in the annals of technological experimentation? The answer is far from clear, but join us for a session to get one step closer. One thing is sure, for those seeking to be at the forefront of digital innovation and investment, the NFT space is a must-watch arena.

With: Karola Xenia Kassai

With: Lana BrandorneLove DagerAnna BlyablinaStig Johansson

With: Andreas Bjerke

This panel discussion will focus on how to incorporate payments and other financial services into product offerings. Panelists will discuss the importance of understanding consumer needs and preferences when building financial products. The conversation will also touch on how data and analytics can provide insight to improve the customer experience and ensure product success. Finally, the panelists will discuss best practices for creating secure and compliant products that meet regulatory standards.

With: Stig JohanssonIida LähdemäkiAndreas BjerkePasi Ilola

With: Anzhelika Osmanova

This panel discussion will focus on the topic of whether or "Buy Now, Pay Later" (BNPL) strategies should be implemented by companies and, if so, how and where to start. The panelists will share their perspectives on the potential advantages and risks associated with BNPL strategies, discuss best practices for implementing such strategies, and describe how these strategies have been successful (or not) in their own organizations. The panel will also explore the impact of BNPL strategies on customer loyalty and satisfaction, as well as the importance of understanding customer needs when planning BNPL strategies. Finally, the panel will discuss the importance of data-driven decision-making and how companies can use analytics to inform their BNPL strategies.

With: Harry BrunowDavid LarssonStig JohanssonHubert de LindeSebnem Erener

With: Stig Johansson

With: Lana Brandorne

Open Banking continues to be a relevant and highly discussed topic globally, with no signs of slowing down. With the rise of Open Finance and Open Data, an increasing amount of data will become accessible to the economy. The focus is shifting from mere compliance to competition and innovation. Our keynote speech will offer valuable perspectives, cover important principles, predict future developments, and showcase how the banking sector is undergoing a radical change in the API-based economy.

With: Jan Willem Stoffer

The panel will discuss the opportunities and challenges of data sharing within the field of open banking

With: Anzhelika OsmanovaSarah HägerGunnar BergerLana BrandorneYann Metz-Pasquier

The field of open banking is rapidly evolving, with opportunities for prosperous fintech solutions, banks and payment services. With many accounting platforms still relying on outdated ways of importing data into their systems, such as uploading documents or bank statements manually, we’ll dive into an interesting fireside between Mastercard and the accounting solution platform, Visma Dinero. The fireside showcases a real-life example of how open banking payments and data is implemented to simplify and automate processes for more than 80.000 SMB’s leveraging Visma Dinero in the Nordics. \- Moving from manual to automated: How has open banking data and PSD2 re-invented the way businesses handle reconciliation? \- Removing hassle from invoicing: How is open banking payments ensuring that businesses get paid on time? \- The numbers: What did the partnership between Mastercard and Visma Dinero succeed with? \- The future: What lies ahead for Visma Dinero in further leveraging open banking data and payments to become a full virtual CFO?

With: Tanya SlavovaLennart Højgaard Kristensen

With: Sïmon SanebackAlexander ChauAgnija GailaneJussi Lindberg

With: Lana Brandorne

With: Rasmus Häggkvist

Listen in to understand the exciting developments being made in bringing Web3 to the mainstream economy. In this talk, Sveinn from Monerium will show how you can transfer the euro to a blockchain wallet in 30 seconds (and back).

With: Sveinn Valfells

Join us for a thought-provoking panel discussion on NFTs and their possibilities. Our expert panelists will delve into the realistic applications of NFTs in various topics, and offer their insights on what we can expect from this technology in the near future. Don't miss this opportunity to learn from industry leaders and get a deeper understanding of the potential of NFTs.

With: Mahiar AfroozVahid ToosiKarola Xenia KassaiYared Afework

Join us for a timely and relevant discussion on the future of work in the web3 world. Our panel of experts will explore the unique work values present in web3, including high levels of remote work, anonymous identities, and decentralized autonomous organizations (DAOs). They will delve into the question of what efficient work policies and organizational structures look like in this context, and discuss whether we can expect this culture to remain in place for the long term. Don't miss this opportunity to gain valuable insights and perspective on the evolving world of web3 work.

With: Ville SointuMark LeeAnna GrafHanna Raftell

NFTs is a good idea but it has several shortcomings. When owning a NFT you don’t own a unique artwork or, for example, a signed document containing a loan agreement, you own a unique token pointing to something. What if you could own the real thing? Imagine owning a unique digital artwork. You can store it wherever you wish, you can prove that you are in possession of the original, you can create copies of the original and you can sell the original to anyone - instantly.

With: Göran Almgren

Metaverse is a hot topic, and several of the world’s largest brands are moving into virtual worlds. Still, many are struggling to understand how to enter the landscape and why? EY has assisted leading stakeholders on entering the Metaverse and the Web3 sphere, including governments where among others they assisted Norwegian Tax Authorities and the Registry Office on a world’s first project. Hear more about this and in addition Magnus Jones, Nordic Blockchain & Innovation Lead, will share some of EY’s key takeaways from their own experience of being present with a virtual office in Metaverse and combining Extended Reality, AI and Blockchain in practice. Join in for Metaverse; Why, How, Dos & Don’ts!

With: Magnus Jones

With: Rasmus Häggkvist

With: Oliver Sjostedt Allard LuchsingerSunita KhatriMikael Angesjö

The first neobank in Japan, elevating the life of Japan's foreign residents through easier access to daily banking and financial services.

With: Raul Allikivi

Vopy’s cloud-based B2B2C solutions enable any company to offer plug-and-play-ready financial services.

With: Sven Hattenhauer

goscore is a first cross-border credit scoring company. We allow you to live anywhere you want and bring your financial history with you.

With: Anastasiya Lebedz

Investor relations, fundraising and portfolio management made easy — with the help of AI tools!

With: Daniel White

Sparly is a plattform to connect banks and companies with young adults interested in improving their financial skills.

With: Jazgul Ismailova

Maximize the use of your (tabular) data value through synthesizing without any compliance risks.

With: Hannes Sjöblad

We enable all households to subscribe to renewable technology - think Klarna but for renewables

With: Peder Broms

Creating a "Revolut meets Amex" for gamers in their gaming habitats such as Discord, Twitch and more.

With: Fidan Gutaj

An instant refunds platform that provides a refund first, ship later experience for your e-commerce purchases

With: Leroy Kerry

Anders Norlin will introduce how the track will focus on SDG 13 –climate action: how can impact fintech enable climate action.

With: Anders Norlin

This keynote will focus on the findings on how to create consumers’ awareness, and then channel this awareness into a change in behavior for climate positive decisions

With: Stina Söderqvist

With: Gustaf Anselmsson

A panel of bank representatives together with impact fintechs that will discuss how they create awareness in their customer base to leverage changed behavior to be more climate positive.

With: Jelena ZecKatarina Wangler BjörkDaniel DellhamKonstantin LezhninAjla Talovic

Initiatives have exploded allowing consumers and businesses alike to take part in local climate action, very often via the voluntary carbon market (VCM), involving carbon credits. An introduction keynote will explain how this market has evolved, what is ahead, and its current flaws.

With: Helena Nordstrom

With: Michael Akampa

A panel, of climate fintechs and experts, will then discuss how an increasing number of fintechs have developed solutions for a more transparent, and verifiable VCM. And how their solutions enable more inclusive, and cost-effective markets, that will act as good role models – all for a more hopeful future.

With: Indrek KaldojaHelena NordstromRishabh KhannaLisett Luik

Recent research findings on where investments do most impact: in 'greening' dirty companies, or more focus on green companies?

With: Jenny BerthlingJan Starmans